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Credit Cards

Credit Cards can be the cause of great financial trouble.  However, if used in correctly in moderation, they can help you accumulate airline miles toward trips, cash rebates, reduced retail prices, and a lot more.

Yes, those teaser rates as low as 0% can be tempting, but if you are not careful, they can get you in over your head.  For those of us that are not addicted to credit cards, may be looking for a lower interest rate, and can practice good financial responsibility, below are some good credit cards that you may be interested in.



IBERIABANK VisaŽ Classic Card

IBERIABANK Visa® Classic Card

  • No annual membership fee 
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information

  • Apply Now!


IBERIABANK VisaŽ Gold Card

IBERIABANK Visa® Gold Card

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information

  • Apply Now!



DiscoverŽ More Card - No Balance Transfer Fee

Discover® More Card - No Balance Transfer Fee

  • Limited Time - No Balance Transfer Fee
  • Promotion only valid through February 28, 2011
  • 0% intro APR on balance transfers for 12 months, then the Regular APR
  • 0% intro APR on purchases for 12 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

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    Apply Now!



DiscoverŽ More Card - $100 Cashback Bonus

Discover® More Card - $100 Cashback Bonus

  • Get $100 Cashback Bonus when you make $500 in purchases within 3 months 
  • 0% intro APR on balance transfers for 12 months, then the Regular APR 
  • 0% intro APR on purchases for 6 months, then the Regular APR 
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more 
  • Up to 1% unlimited Cashback Bonus on all other purchases 
  • No Annual Fee 

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    Apply Now!


DiscoverŽ Student Mix Tape Card

Discover® Student Mix Tape Card

  • 0% Intro APR on purchases for 9 months.
  • 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • No Annual Fee

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    Apply Now!

 
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