(Continued from the main Awareness & Recovery page)

1. I can always pay it later 
2. You have to spend money to make money 
3. As soon as I get my raise, I'll pay it all back 
4. Just this once I deserve to treat myself 
5. Life is too short, I don't want to deprive myself 
6. I'm establishing good credit so I can buy a house some day 
7. I need these clothes (this car) to advance my career 
8. It's on sale - Look how much I'll save 
9. I still have 10,000 on my credit limit 
10. I have to have this now because it is for a birthday, Christmas etc.